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A recent study by vantagescore found that auto loan delinquency rates have. Car costs, including loans and insurance, have soared in an economy where consumers are showing mounting signs of stress. ‘the share of subprime auto loans that were 60 days or more past due reached a high of nearly 6.5 percent in january and has lingered near that level, according to fitch ratings
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Repossessions have swelled, more drivers are trading in vehicles that are worth less than they owe and lenders such as carmax and ally financial have warned investors about auto loan performance Americans are missing their car payments at the highest rate in decades, according to fitch ratings data Americans are falling behind on their car payments delinquency rates on subprime auto loans are at records by ben glickman follow
But when consumers start skipping car payments, it’s no rounding error
Lendingtree reports 5.1% of americans are now delinquent on auto loans, with 2% at least 30 days.